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The Platinum Card® from American Express earns: 5 points per dollar on flights booked directly with airlines and through American Express Travel, on up to $500,000 in purchases per calendar year. of 8% GST) / S$1,744. As you may know, the Amex Platinum card has one of the highest annual fees out there. At the same time, the Platinum Card. Applied and instant approval for Amex Plat Biz card that was from the end of November targeted email. Earn 7,500 Membership Rewards ® points based on the S$6,000 spent above (based on 2 Membership Rewards ® points for every. amex for business. To gauge your. Step 2. With over $3,500 in potential value, it's easy to justify having the American Express Platinum Card for one year — even with a nearly $700 annual fee. This card has no preset spending limit and gives you 4X Membership Rewards® points on the 2 select categories where your business spent the most each month and 1 point per $1 on everything else. From now till 31 January 2023, new AMEX Platinum Charge cardholders will receive up to 135,000 MR points when they sign-up, pay the S$1,712 annual fee (S$1,728 if you sign up in 2023) and spend S$20,000 in the first 3 months of approval. On paper, the AMEX Platinum Credit Card has a minimum income requirement of S$80,000 per annum. See rates & fees) offers solid value for most travelers. Exclusive Perks. Casual Delta flyers: Delta SkyMiles® Gold American Express. 60,000 miles after spending $5,000 within the first 3 months (75K offer in Google Incognito and there are even methods to get 100K offers). Is 57 years old. The Amex Platinum card is an ultra-premium travel rewards card with a ton of benefits, so it only makes sense that it has an ultra-premium price tag to go along with it. But that fee unlocks. That said, the only issue with the card might be the acceptance, but it’s understandable that those who get this card are. Plus, you'll earn up to $200 back in statement credits for any spending in the first three months. From the second year onwards, the renewal fee is ₹5,000 plus applicable taxes. I consider this to be an good value, since the authorized. This means applicants need good credit or better to be approved for the American Express Platinum card in most cases. Per the Amex Centurion Lounge FAQ page: "Starting in 2022, you will be able to check your Platinum Card's spend tracker in the Membership. Is a Basic Platinum Card Member paying an annual fee of S$1,712 (inclusive of GST) upfront. Step one, of course, will be to activate your card online or by calling the number posted on the sticker attached to the front of your card. Personally, I value Amex Membership Rewards points at 1. $59 spend = 1 Airpoints DollarTM5. Final Thoughts. However, several applicants with credit scores in the 600s have also been approved, even as low as 643. Not Taking Full Advantage of the Rewards and Benefits. These perks come at a cost, though — the card's annual fee is $695 (see rates and fees), making it among the most expensive of all consumer cards to carry. CNN Underscored Money. The earning rate of 4 Membership Rewards points per dollar at restaurants and U. 7 cents each, meaning the 40,000 points are worth $680. Earn 3 points per $1 spent. There’s also the American Express® Green Card*, which offers 60,000 points when you spend $3,000 within the first six months of opening your account. 1 Digital wallets are Apple Pay™, Samsung Pay, Google Pay™, Fitbit Pay™, PayPal or Amazon Pay. You spend with Amex, and now you can send with Amex. Discover FICO = 795 Southwest Chase Card 15 months old with $27k limit and $0 balance. Personally, I value Membership Rewards points at ~1. With 5x points per $1 spent on flights purchased directly with the airline or with Amex Travel (up to $500,000 per year), having an authorized user spending on the card will help you earn more bonus points faster. You will also receive an acknowledgement email from American Express within one working day, along with the next steps. com Gift Card upon approval for the Amazon Business Prime Card. Welcome Offers . The Platinum Card® from American Express can add up to $4,000 and the. Enter the amount that you want to transfer and click “Continue. The American Express ® Gold Card. But The Platinum Card® from American Express and The Business Platinum Card® from American Express offer. The Platinum Card® from American Express offers 80,000 Membership Rewards Points after you spend $8,000 on purchases on your new Card within the first 6 months of Card Membership. The American Express Platinum card minimum spending requirement is in line with those of other American Express cards that offer high initial bonuses. 2 cents per point, this means that an elevated offer of 90,000-point bonus offer is worth ~$1,980, where as a 60,000-point bonus offer is worth ~$1,320. This card has attractive perks for Delta loyalists in. 5X Membership Rewards® points for flights booked directly with airlines or with American Express Travel (up to $500,000 on these purchases per calendar year), on prepaid. 2023. If. Here is how you can check for pre-qualified offers: First, go to americanexpress. 1, 2024, cardholders will: Lose Delta Sky Club® access when flying on a basic-economy ticket. editor. This includes purchases through amextravel. The usual credit limit for a first credit card is $100 to $500, on average, depending on which card you get. Cardmembers will receive statement credits for their total spend on NEXUS fees rounded down to. $59 spend = 1 Airpoints DollarTM5. Download the Amex App on your smart device. Generous welcome offer: You’ll earn 80,000 Membership Rewards points after you spend $6,000 on. Choose the account that you want to transfer from and to. On this card, I received an offer of 55,000 Membership Rewards points for spending $4,000. Cardholders get $15 per month in Uber Cash. Spend £0 to £10,000 and recieve 0. The American Express Airpoints Platinum Card. Send & Split is available in the Amex App if you have a U. the rest of. Get automatic enrolment to the. 3. Finding a link for an Amex Platinum card welcome bonus is easy. For example, a $1,000 flight yields 5,000 Membership Rewards points — an estimated $100 value in return. In most cases, an online application will take about 10 minutes to complete and will generate a decision in as little as 30 seconds. Terms apply. ; Earn 4X Membership Rewards ® Points at Restaurants, plus takeout and delivery in the U. You can apply for an American Express Platinum card online 24/7 or by calling (800) 243-3888 from 6 a. You will receive the. services) may seem like the most valuable benefits of The Platinum Card® from American Express, there are a number of lesser-known perks the card. The Amex Gold offers two different credits that are worth up to $120 each per year. 80 (incl. Blue Cash Everyday® Card from American Express - best for cash-back beginners. The Platinum Card® from American Express Welcome bonus : Earn 80,000 Membership Rewards points after you spend $8,000 on purchases within the first six months of card membership. This is on top of the regular 25,000 MR points from spending S. 5 percent cash back rate, you’ll have to spend. Scroll until you see "$240 Digital Entertainment Credit. Enroll in “Send & Split®. At nearly $700, it. 4 min read. This is a solid bonus for a card that doesn’t often get attention. 99% on purchases and cash advances, along with a $399. Many of the best travel cards confer valuable benefits. Delta Reserve and Amex Platinum card members have the opportunity to earn unlimited Sky Club access, but it comes at a hefty price. Best for Large Purchases: Ink Business Premier℠ Credit Card. The Business Platinum Card ® from American Express is a premium travel rewards card tailored toward business owners who are frequent travelers with a high number of annual expenses. Delta SkyMiles® Platinum American Express Card: Basics. Currently, you can earn 80,000 Membership Rewards points after spending $8,000 during your first six months of card membership. The phone numbers provided below have been typically called the Amex Reconsideration Phone Number, but realistically you can call even if your application has not been rejected yet and is merely pending. The card’s airport lounge access alone is valued around $600—the cost of an annual membership for airport lounge access to a legacy airline. Minimum Requirements for an Amex Card Approval. The Platinum Card® from American Express currently is offering a good welcome bonus: Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6. Charges. American Express Platinum Card. 1st offer: The Platinum Card® from American Express. The Platinum Card has a $695 annual fee. 1 Spend £10,000 in your first 6 months to earn 75,000 points. However, there is a solution: You can try to get preapproval for an American Express credit card. Cardholder referral bonuses: American Express offers a fair bonus for referring your friends and family for an Amex Platinum card. American Express only allows you to earn the bonus on each card once per lifetime. Plus. Though it’s no guarantee, getting Amex preapproval means your. Credit Cardmembers get additional $10 discount, $109/year Delta discount: Platinum/Gold/Silver Medallion Members and Delta SkyMiles American Express Card Members get additional $10 discount, $109/year. But that fee is waived for active military. They make it damn near impossible to see or find any information about it, and I can’t even find any mention of it anywhere on the webpage/app. For those who can meet the $75,000 yearly spend -- or want to give it a shot -- American Express is adding a "spend tracker" to its app. supermarkets: American Express® Gold Card. There are a handful of American Express application rules that you need to know about and they include the following: 1/5 Rule: “You are allowed one Amex credit card every five day period. For example, if you hold a Blue Cash Everyday ® Card, the Additional Card Member will also hold a Blue Cash Everyday ® Card. Spend between $250,000 to $350,000 per year on your Amex credit cards for the personal Centurion card or $400,000 to $500,000 for the business version (though some reports say you need to spend. This is the most premium card in the Marriott credit card family. If you recently canceled a premium American Express card and now regret it, you may not be too happy to hear that Amex is charging a $25 fee to reinstate canceled cards, as first reported by Doctor of Credit. fees of The Business Platinum. This is an automated fraud. Right now, the public welcome offer on the Amex Platinum is 80,000 Membership Rewards Points after you spend $8,000 on purchases within the first six months of card membership. Its annual credits can also make the $150 annual. Here are the main details you should consider as you weigh the pros and cons of the Platinum Card from American Express: You earn 100,000 Membership Rewards points when you spend $6,000 on purchases on your card within six months of account openingEarn More Bonus Points. It showed up in my Chase online portal within 10 minutes. According to TPG's monthly valuations, Amex Membership Rewards points are worth 2 cents each, making this bonus worth $1,600. Applied and instant approval for Amex Plat Biz card that was from the end of November targeted email. Eligible American Express Card Members may be entitled to relief under one of those acts. Valid until 28 February 2024. In exchange for a $695 annual fee, the card. Together with Main Street America, American Express is helping underrepresented U. So for example, if you spend $150,000 on your Amex Platinum card and $200,000 on your American Express ® Gold Card per year, your aggregate spending across these 2 cards would be around $350,000. S. S. Becky Pokora. First, check our Learn More link in the above table. $695 ( rates & fees) Earn 80,000 points after spending $8,000 on purchases in the first 6 months. Valid till 28 February 2024. The average initial bonus is 30,719 points/miles or $233 cash back. In this post, we’ll explain the Amex Platinum Airline Fee Credit. You'll now see a large number of tiles outlining each of your card benefits in full. 8 million. Terms Apply. Earn 1 additional Membership Rewards point for every $1 you charge to your Platinum Card on eligible hotel or car rental bookings made with American Express Travel at americanexpress. Finding a link for an Amex Platinum card welcome bonus is easy. 3 Apply for The Platinum Card® within the Promotion Period and receive approval by 31. Then 6wks later applied for Amex Green (personal) and got the pop up again. The American Express Platinum card is famous among foodies because of its extensive dining privileges. American Express cards are popular with a wide variety of consumers. Meanwhile, American Express® Business Gold Card cardholders get a 25% points. S. Once you get and use the bonus points, you can cancel the card so you don’t get charged next year. To view rates and fees of the Delta SkyMiles® Platinum American Express Card, see this page. , 4 Membership Rewards® points per dollar at U. The Platinum Charge Card from Amex Singapore provides. However, if you apply (and are approved) for the Platinum Card as the primary cardholder, you can earn 80,000 Membership Rewards points after you spend $8,000 on eligible purchases within the first six months of card membership. That said, it does come with a. of 8% GST) / S$1,744 (incl. Welcome bonus: 80,000 Membership Rewards Points after spending $8,000 on purchases on the card in the first 6 months of card membership. Amex is the fourth largest card network. This is where the confusion starts. With a card that has an unlimited 1. Came back and said I was approved and to expect the new card within 1-2 weeks. Assuming you meet the conditions for receiving a bonus, American Express Preferred Rewards Gold comes with a sign-up bonus of 20,000 Membership Rewards® points for making £3,000 of qualifying spend within the first three months of Cardmembership. With The Platinum Card® from American Express purchase protection, you get up to $10,000 in coverage per covered purchase with an annual limit of $50,000. When you apply, are approved and spend $10,000 on eligible purchases on your American Express® Qantas Corporate Gold Card within 2 months of your approval date 1. American Express Platinum Travel Credit Card with ~8. Platinum Card® from American Express. The American Express Platinum is a fantastic card with many rich benefits and one very special targeted offers is the Amex Platinum offer with a 100,000 point. You could also be targeted for a higher bonus through the CardMatch tool (although offers through CardMatch are not. com, click Cards, then click Check for Pre-Qualified Credit Card Offers. Annual fee S$1,728 (incl. The annual fee for the Amex Platinum card is $695 per year. Annual fee S$172. . S. If you have the Platinum Card already and have this referral offer, you'll also get 15,000 for each successful. Receive 127,500 Membership Rewards ® points with annual fee payment and min. 1. If approved for Global Entry, at no. 100K MR 15K spend. The Additional Card Member will receive the same Card as you (with the exception of the Platinum Card and Delta SkyMiles ® Reserve Card which have alternative options). The Platinum Card® from American Express can add up to $4,000 and the Centurion card can add up to $5,000. If you don’t get the instant credit card approval you were looking for, the easiest way to check your Amex application status is by using Amex’s online application status page. The Platinum Card® from American Express is most definitely the latter. On top of new travel benefits, Platinum Card members now can enjoy a range of benefits aimed at improving their everyday lives. 1 cents per point, making 80,000 Amex worth $880 cash. 9 Update: The new offer is 150k. This card offers 5X Membership Rewards. The Platinum Card® from American Express offers more than a dozen benefits to eligible cardholders, but it has a $695 annual fee. Spend * Rs. Once again, your history with Amex could be a major factor for getting. 0% for 15 months. You can earn 90,000 points on the American Express® Gold Card after spending $4,000 within the first six months. You can expect to receive your statement approximately every 30 days. If you’re new to credit cards (holding at-least one non-Amex card) and looking for higher credit limit, you may start with Amex Gold charge card – more on the credit limit in detail later. when charged to your Platinum. This means that if you apply for a third card within the 90-day window, you'll automatically be rejected. The Platinum Card® from American Express: Earn 80,000 points after you spend $8,000 on eligible purchases within the first six months of account opening. That’s an excellent bonus. The American Express ® Singapore Airlines Business Credit Card. We also highly recommend checking through the American Express site directly by using the prequalified offer checker. after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership. In case your Card is lost, stolen or damaged, a Replacement Card will be rushed to you, usually within 2 business days, free of charge, anywhere in the world. However, I’ve read numerous data points of readers getting approved at the previous S$50,000 mark, which leads me to believe this is more of a cosmetic. This offer runs through Jan. The Amex Platinum's 5x earning rate on flights is incredibly lucrative. All information about the American Express® Green Card has been collected independently by 10xTravel. Since TPG values Membership Rewards points at 2 cents each, you're looking at a whopping 10% return on flight spending -- up to that annual $500,000 cap, of course. After factoring in the rebate, Amex Business Platinum cardmembers effectively get 1. This is especially true for taking advantage of generous welcome offers, such as on The Platinum Card® from American Express. From now till 31 January 2023, new AMEX Platinum Charge cardholders will receive up to 135,000 MR points when they sign-up, pay the S$1,712 annual fee (S$1,728 if you sign up in 2023) and spend S$20,000 in the first 3 months of approval. com by 12/15/2023. $799 annual fee. That means it is unlikely you would get approved for the Amex Green card if you have a credit score below 680, and it may even require a score above 700. American Express® Gold Card: Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership. Owns 6. Annual Fee: $150 Terms Apply. TPG values Membership Rewards points at 2 cents each, making that bonus worth $1,600, which is an excellent return in and of itself. 6 Update: All 150k+$200 special referral links are expired. 1. CardExpert Rating: 5/5. Has accumulated a spend of S$15,000 within the first three (3) months upon Card approval (“Spend Threshold”). Here’s the process: Check your eligibility. Agree, I'm comparing the regular 80-90k biz gold offer (5k spend) to Plat 150k (15k spend). Amex Platinum benefits overview. If you take out a cash advance. No prior biz plat cards. If you prefer to speak to someone, call 877-239-3491 for personal cards and 800-567-1085 for business card applications. But the truly unique element of the offer is a bonus multiplier on non-travel items. supermarkets, up to $6,000 spent per year, along with 6% back on U. Learn More. 5 points per dollar on flights booked directly with airlines or with American Express Travel (on up to $500,000 per calendar year) and prepaid hotels booked with American Express Travel. 2. American Express Platinum Travel Credit Card rewards you in the following two ways: Earn 1 Membership Rewards Point for every2 Rs. Excellent, Good. easiest Amex card to. This benefit is available to the American Express Platinum Card. Credit Cards. spend of S$6,000 and annual fee payment within 2 months of card approval. On the same day, I received via mail and app a targeted Amex Biz Plat offer for 155k. Julian Kheel. You are all set to receive your American Express Charge Card subject to the approval of your application. Call through the dedicated telephone number: +65 6880 1600 2. Earn 180,000 bonus points after spending $6,000 in purchases on the card within your first 6 months of card membership. If you've got The Platinum Card® from American Express,. Earn 10x points on eligible purchases at U. First, new cardmembers can earn 75,000 points after spending $5,000 on purchases in the first six months of account opening. Make a transaction in month 15 to earn another 25,000 points. But the truly unique element of the offer is a bonus multiplier on non-travel items. The introductory offer can take your travel further: Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6. While it doesn’t feature any of the luxury perks that come with the Amex Business Platinum card, it has a fantastic earn rate of 3x points per $1 on up to $150,000 in combined purchases on travel, shipping, ad purchases made with social media sites or search engines, and internet, cable, and phones services. ; Earn 5x points. The Amex Gold Card’s 60K-point initial bonus offer is available to new cardholders who spend at least $6,000 within 6 months of opening an account. S. Learn More. However, you might be able to earn a higher welcome offer through a friend or loved one's referral link . Got an Amex Gold back in December, supposedly there was a SUP of x credits after $4,000 within the first 3 months. The Amex Platinum Card offers $100 in annual Saks credits. Earn 80,000 Amex Membership Rewards points after you spend $8,000 on purchases on the card in your first six months of card membership. 135K. Find out if it's worth it. Activate Your Amex Platinum Card. Get the app. This rule covers all of Amex's cards. The Delta SkyMiles Platinum American Express Card is one of the best credit cards for Delta travelers and currently offers new cardholders the chance to earn 50,000 bonus miles after they spend $3,000 in purchases on their new card in their first six months of account opening. com, or bookings made by phone, through the number on the back of your card. Platinum service. If you use some of the Amex Platinum benefits and statement credits, it’s possible to save over a thousand dollars annually, even after paying off the annual fee. I received the pop up when applying for Schwab Platinum and immediately was approved for a 200k Amex Biz Platinum and Biz checking bundle offer. The American Express ® Personal Card. Best Premium Hilton Card. The timing of applying now will be obvious to any hobbyists due to the triple-dip: with a single annual fee I can potentially get the benefit of three $200 airline credits – 2022, 2023, and 2024. 1 Though the fee is paid once a year, the math works out to about $58 a month. American Express Business Platinum Card basics. Earn 70,000 Membership Rewards points when spending $10,000 in the first 3 months. Best for Hotel Points: The Hilton Honors American Express Business Card. address. Receive up to 135,000 Membership Rewards® points with annual fee payment and min. Up to $300 per item, up to a maximum of $1,000 per calendar year per card account, within 90 days of purchase. The following purchases. Link Your Platinum Card to Your Uber Account. Basic Consumer Card in your American Express Online Account. Here's a rundown of how to maximize the benefits of the Amex Platinum Card. The Business Platinum Card® from American Express: Earn 120,000 Membership Rewards points after you spend $15,000 on eligible purchases with the Business Platinum Card within the first three months of card membership. INR 250. Lots of people were able to make lots of small $10 purchases and get some goodies for free (or almost free if they were above $10). The current welcome bonus for the Amex Platinum is 80,000 Membership Rewards points after you spend $8,000 on purchases within the first six months of card membership. The card’s purchase rate is 31%. 5% of the Cash. Link your Venmo and/or PayPal accounts. INR 250. View all cards . While this fee is hefty, earning the generous welcome bonus is a great way to offset your costs in your first year with the card. Second Year Fee: Rs. (If you plan to shop in person, not online, note. (equates 1. For new to American Express Card members only. The Platinum Card ® from American Express Learn how to apply on our partner's secure site. Hilton Honors American Express Aspire Card. Tip: Use WalletFlo for all your credit card needs. American Express provides relief for those on active duty under the Servicemembers' Civil Relief Act (SCRA) and Military Lending Act (MLA). 3 Valid twice a. Earn 2 points for every $1 in Card purchases for eligible travel 4. This is not only the highest Amex Gold card bonus to date, but it also beats the bonus you’ll find on many competing rewards cards. The Business Platinum Card® from American Express: Best business card for travel Delta SkyMiles® Gold American Express Card : Best Delta card for value travelers Hilton Honors American Express. The Marriott Bonvoy Brilliant® American Express® Card (terms apply, see rates & fees) has one of the higher annual fees on this list, but offers luxury benefits like a $300 dining statement. Pay any other Venmo or PayPal user with the flexibility of American Express. ; Earn 5x. Annual fee of $695* See more details about military protections for you and your spouse ; Earn 80,000 Membership Rewards ® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. You may need incognito mode + VPN to see it. Learn what it takes to improve your approval odds. S$200 overseas dining credits. 3. The current welcome bonus for the Amex Platinum is 80,000 Membership Rewards Points after you spend $8,000 on purchases within the first six months of card membership. Other banks also issue American Express cards. 5% but also with access to airport lounges and stay vouchers at prime hotels. . American Express® Platinum Card. Get stay vouchers worth INR 45,000 from Taj,. The Platinum Card’s current welcome bonus is: 80,000 Membership Rewards Points after spending $8,000 on purchases on the card in the first 6 months of card membership. This financial services company offers a vast number of prepaid, charge and credit cards for applicants with good to excellent credit scores -- which FICO considers to be 670 or higher. 40 (incl. The Platinum Card® from American Express: Earn 80,000 points after you spend $8,000 on eligible purchases within the first six months of account opening. Last year in April was also offered retention offer ( 400 statement credit for spending 4K 3 months) Background: AmEx customer since 2021. There are three steps to getting an instant approval credit card that you can actually use immediately: Online credit card application. The Platinum Card ® from American Express. This will allow you to see all the cards you have pre-qualified offers for, across the entire suite of American Express personal cards. Check To See if You Have Offers;. Stay focused on getting where you need to go. S. American Express is out once again with a massive targeted referral offer on the Amex Platinum Card to earn 150,000 Membership Rewards points after spending $8,000 in the first six months of card membership. Second, the above calculations include benefits from the AMEX Platinum Reserve and maxing out the AMEX Platinum Charge supplementary card allowance (first 2 free). Cardholders who refer friends and family (who are approved then for and open a card account) can earn up to 15,000 points for each approval (with a maximum of 225,000 points per year). Chase Sapphire Reserve: Reserve Has More Mass Appeal. 30,000 additional points when making any. American Express will refund. Applicants also must be at least 18 years old and have a physical U. The Points Guy shows you how to pick the best card from American Express, based on your travel habits, preferred loyalty programs and more. S. Step 3. Here is the story of my recent Amex Business Platinum approval. That's nearly three times the. Make a transaction in month 15 to earn another 25,000 points. Get up to $200 Dining Credit3. Receive either a statement credit every 4 years after you apply for Global Entry ($100) or a statement credit every 4. We will mail your physical Card within 3-5 days of account approval. Here's what you need to know about the Charles Schwab version. Plus you get. We will mail your physical Card within 3-5 days of account approval. Please note, there is only one (1) statement credit in a 4- year period for Global Entry or in a 4. The Platinum Card® from American Express is one of the best premium rewards cards on the market thanks to its extensive benefits, from lounge access to monthly statement credits. But the new card will come with a different expiration date and security code. , and earn 4X Membership Rewards ® points at U. The $250-annual-fee card earns 4 points per dollar spent at restaurants, 4 points per dollar spent at U. The American Express Cash Magnet® Card * is a suitable choice for those in search of a flat-rate cash-back card that comes with access to Amex Offers and limited travel protections. Pro Tip. American Express maintains a strict rule of one bonus per card for life regardless of the family of cards (cobranded hotel and airline, business, cash-back and rewards cards ). 6 Update2: The new offer is 125k. A Walmart+ membership statement credit worth up to $155 when you pay with your card. American Express ranks third (and above industry average) in customer satisfaction with credit card issuers, according to J. of 9% GST with effect from 1 Jan 2024) waived for the first year. 1 Though the fee is paid once a year, the math works out to about $58 a month. Start Using Your Amex Card with an Instant Credit Card Number for. First Year Fee: Rs. Valid until 28 February 2024. Bottomline.